PVS1 (Very Strong): frameshift duplication predicted to trigger nonsense-mediated decay; loss-of-function is an established ATM disease mechanism. PM2 (Supporting): variant is absent from gnomAD v4.1 and other population databases, below the panel's 0.001% frequency threshold. PM5 (Supporting): premature stop codon at residue 99 lies upstream of the most C-terminal known pathogenic residue (p.Arg3047), satisfying the panel's truncation rule. Overall classification: Pathogenic, per ATM expert panel combination Rule 4 (PVS1 Very Strong plus two supporting criteria, PM2 and PM5).